Climbing Travel Insurance
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Hi all, I'm planning on going on a trip this Spring to El Potrero Chico and am looking to buy some travel insurance in case something goes wrong and I need to get flown home (obviously that's not the plan). Most policies exclude climbing or "mountaineering" as they put it but I'm sure still means they wouldn't pay. Has anyone successfully purchased travel insurance for their climbing trip? Please let me know if you have any recommendations. To be clear I'm not looking for permanent insurance for helicopter rescues or the sort, just a week long trip insurance. Thanks! |
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Hopefully someone can chime in with better info...our first trip to epc was 2016. We paid around $100 for insurance that included bringing us home on medical transport if something crazy happened. Second trip was 2018. Through the same agent that got my insurance and looking around on our own we couldn't find a comparable policy for less than $800-1000. We decided to roll the dice and skip it instead of more than doubling the cost of the trip. Not sure if things have changed since then but that's how it went for me! |
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I have heard World Nomads is good/reasonable. Their Explorer plan covers rock climbing. I was going to look more into it for my climbing trip in November. |
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An AAC membership includes $7500 of global rescue services, a good place to start. Additional rescue benefits can be purchased at a 5% discount for members. |
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Have you looked at Global Rescue? I've had an individual membership for years. I believe this is also the service that the AAC partners with. I work in production and this also seems to be the most common provider in that field for adventure based trips. |
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I used Buddy insurance to supplement my standard insurance on a recent trip to Mexico. Not sure if this fits the scope you are looking for, but it was super easy and had all the proper riders for climbing activities: |
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The American Alpine Club has rescue insurance (actually company that organizes your rescue) but don't know if that includes getting you "home" . I suspect you could find out from their webpage, or Global Rescue (the Co. they use). Last I looked, it's free up 7000m, and you can purchase on a trip-by-trip basis coverage above 7000m. If it doesn't cover the trip home, once you're off the Mtn and in a hospital (or whatever) I'd think normal "trip insurance" would cover the trip home. |
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I get travel insurance any time I go on a trip. Travel insurance has to be compulsory for climbing "mountaineering." I don't want to break an arm or my leg and have to pay an insane amount of money for the treatment. I repeat, insurance is a must-have during a mountaineering trip! The last time I even used my insurance as I broke my right leg. Considering there wasn't a single hospital nearby, I had to check the train timetables on https://www.dbfahrplan.com/de/ and take the train to the closest hospital. After that, the insurance company returned me all the money I spent on the treatment, and they even gave me compensation. |
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AAC membership uses Redpoint (switched recentrly from GR). $100/year for $7,500 rescue benefit and $5,000 in medical expense coverage. Or upgrade to $250/year for $300,000 rescue coverage. I kinda doubt $7500 gets you much. But both seem like a good deal to me. But looks like the average helicopter ride is $40,000 in the USA. |